Coverage for Business Owners

Owners of a business (sole proprietors, business partners, directors of corporations, or self-employed individuals) are not required to cover themselves with the WCB. 

However, Personal Coverage is available for these individuals.

Business owners that purchase Personal Coverage have access to similar benefits and services as those provided to workers who are injured on the job.  Covered business owners are eligible for the same medical and rehabilitation services available to workers in the event of a workplace injury or illness. In addition, full or partial wage loss benefits are available to individuals who purchase Personal Coverage where there is a loss of earnings.

If you would like more information about Personal Coverage for business owners, please refer to the following fact sheets.

NOTE: Before approving Personal Coverage, the WCB will need to confirm the owners operate an independent business.  To find out if you qualify, complete an Online Employer Registration.


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