WCB offers wage-loss benefits, medical aid benefits, permanent impairment awards and compensation for loss of life.
Here are some of the benefits that may be available to you if you're hurt on the job.
The WCB's wage loss benefits were designed to replace your wages if you should suffer a workplace injury. You will receive 90% of your net average wages less the probable tax benefit received due to the tax free status of your WCB benefits.
This means that the WCB figures out the amount you normally get paid, less probable deductions for Income Tax, Employment Insurance and Canada Pension Plan contributions. The WCB uses the information we get from the injury reports sent in by you and your employer to determine your income. Your marital/common-law status and number of dependents is used to calculate your probable income tax.
For injuries occurring on or after January 1, 2001, we will also use childcare expenses, child support payments and spousal support payments in the calculation if you qualify for these tax deductions.
For injuries that occurred prior to 2006, wage loss benefits are subject to a yearly maximum. The yearly maximum is set according to our legislation, The Workers Compensation Act. There is no yearly maximum for injuries that occur after December 31, 2005.
Please note that according to the rules set out under The Workers Compensation Act , the most money you can receive is 90% of your net actual earnings. Because of this, any money that you receive from other disability insurance plans, Employment Insurance benefits and/or Canada Pension Plan Disability benefits will be considered when calculating your compensation benefits.
Some other costs directly related to your workplace injury may also be covered. They include:
Lump sum payments, in addition to your wage loss benefits are given for permanent, physical or mental impairment. The payment is based on the degree of your impairment and your age.
The amount of the payments is set according to our legislation, The Workers Compensation Act. Payments for permanent impairments you collect from other insurance programs are not deducted.
For more information about fatality benefits, please review the fact sheet on Benefits for Dependants of Fatally Injured Workers .