Optional coverage for businessesIf your business is in a non-mandatory industry and you choose to purchase optional coverage, you must provide workers compensation coverage for all employees in your business. You cannot selectively cover some workers and not others in a single business.Even if you already have private insurance, workers compensation coverage can complement your plan.Coverage highlights wage replacement with no waiting period medical and rehabilitation benefits lump-sum payments for workers with permanent partial impairments support with return to work benefits for family in the event of a workplace death or serious injury Benefits to you and your business no deductibles or waiting periods protection from liability in the event of a covered injury (private insurance doesn’t provide protection against lawsuits) support from the WCB’s prevention and return to work consultants Sign up for optional coverage Related links
