Optional coverage While most businesses in Manitoba are required to have workers compensation coverage, some industries aren’t legislated to do so. For these businesses, we offer optional coverage.Optional coverage provides comprehensive benefits at a low cost to protect you and your employees if a workplace injury or illness occurs. Even if you already have private insurance, workers compensation coverage can complement your plan.Optional coverage for business owners Learn more Optional coverage for businesses Learn more Optional coverage for independent contractors Learn more FAQs How do I renew my WCB optional coverage? We recommend that you verify your earnings level once a year, before December 31. Your coverage will be automatically renewed at the same coverage level every January 1; we will use any new information provided to us before December 31 to set your premium for the next year. If you purchased the minimum level of coverage, your coverage will be renewed at the new minimum level of coverage, which we recalculate annually. How do I cancel or change my WCB optional coverage? To cancel your coverage or change the level of coverage you have, contact the Assessment Services Department. Be sure to let us know of any changes you need by December 31 of each year, especially if you are cancelling your coverage or want to reduce or increase your level of coverage. Otherwise, your coverage will be automatically renewed on January 1 at the current level of coverage. Contact informationFor more information about optional WCB coverage, contact our Assessment Services Department:Email: assessmentservices@wcb.mb.ca Phone (Winnipeg): 204-954-4505Toll-free: 1-855-954-4321, ext. 4505 Related links