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Classification sub-group 903-13 - Professional & business office

Industry sector 9 - Optional coverage

Rate risk category 15%

Please refer to relevant exclusion excerpt from The Workers Compensation Act (the Act) under Regulation 169/2008 below.

IncludedSimilar but classified elsewhere
  • Registered charitable organizations that raise money and awareness for their cause through various fundraising efforts.
  • Business consulting (providing professional or expert advice) in the areas of:
    • Marketing
    • Communications
    • Personnel/Staffing/Human Resources
    • Motivational theories
    • Public relations and sales
    • Safety
  • Land developers (no contracting)
  • Property, land or real estate appraisals or valuation services.
  • Professional or financial offices whose services are not incidental to, a mandatory industry, including:
    • Law firms
    • Accounting offices
    • Real estate offices
    • Insurance companies/agencies.
    • Financial institutions (i.e. banks, credit units, money stores, etc)
    • Investment & financial planning services
    • Securities brokerage
  • Employment agencies, including “head hunters” – recruit staff for their clients to hire
  • Talent or modelling agencies
  • Private individuals hiring staff (e.g., a bartender, chef or waiting staff) for a private party
  • Business offices whose services are not incidental to a mandatory industry including:
    • Professional, trade, community or cultural associations
    • Arbitration
    • Pollsters
    • Clerical and administration (i.e., data entry, fax/mail services, information services, translation services, valuation services, web design/hosting, telephone answering services,
    • Travel agents
    • Credit bureaus and collection agencies
    • Computer services
  • Consulates and embassies
  • Sports teams or clubs; sports and/or entertainment promotion.

Relevant Exclusion(s): Schedule A, Regulation 169/2008, WCA

 

Accounting

1 Provision of accounting and tax preparation services, including accounting, auditing, bookkeeping or income tax services; provision of actuarial services or agricultural financial services; carrying on business as a tax consultant.

 

Associations

2(1) Operation of a community or cultural association, fraternity or sorority.

2(2) Operation of a professional or trade association, board or committee.

 

Banking and financial services

4(1) Provision of financial services, including those provided by a financial institution such as a bank, credit union, trust company, credit institution, credit card company or leasing company; carrying on business as a mortgage company, finance or loan company, inventory loan company, pension plan, cheque cashing service company; operation of a currency or foreign exchange.

4(2) Provision of investment and financial planning services, including savings plan services; carrying on business as a bond, investment, mutual fund or stock dealer; carrying on business as a securities broker.

4(3) Provision of credit rating or reporting services; carrying on the business of a credit reporting bureau.

 

Business consulting

5 Carrying on business as a business consultant, including a communication, motivational, personnel management, public relations or sales and marketing consultant; carrying on the business of selling franchise operations.

 

Business office

6 Operation of a business office that is incidental to an excluded industry.

 

Business services

7(1) Provision of business services, including the following: arbitration, mediation and dispute resolution services; data entry and data processing services; desktop publishing services; fax and bulk mailing services; information services; mailing list and database services; paging, calling and signalling services; pollsters and information survey companies; professional writing services; telephone answering services incidental to an excluded industry; translation and interpretation services; valuation services; web design and hosting services.

7(2) Operation of a business centre, Better Business Bureau or tourist information and convention bureau.

 

Charities

8 Operation of a charitable foundation, institution or organization.

 

Collection agency

9 Provision of collection services; carrying on business as a collection agency.

 

Computer services

10 Provision of computer programming and consulting services, including computer processing services, systems and equipment.

 

Consulates and embassies

11 Operation of a consulate or foreign embassy.

 

Employment agencies

14 Operation of an employment agency, including an executive search agency or talent and modelling agency. (This category does not include labour supply firms.)

 

Insurance

18 Operation of an insurance company or a bonding company; carrying on business as an insurance agent, insurance adjuster or private adjuster.

 

Land Development

19 Carrying on the business of land development.

 

Legal services

20 Provision of legal services; operation of a law firm; carrying on business as a lawyer, patent or trademark agent; carrying on business as a trustee in bankruptcy; provision of liquidation or receivership services; carrying on business as a notary public; carrying on business as a court reporter.

 

Motor Association

21 Carrying on business as a motor or automobile association.

 

Personal services

23 Provision of personal services, including party planning, hypnotism, wake-up service, wedding planning; carrying on business as a personal chef; carrying on the business of a personal service bureau; provision of credit counseling or management services.

 

Real estate

25 Operation of a real estate agency; carrying on business as a real estate agent or broker.

 

Recreation

26(6) Operation of a sports association or organization, including a baseball club, football club, hockey club or racing club.

 

Sports and entertainment promotion and instruction

28 Carrying on the business of sports or entertainment promotion; carrying on the business of professional or amateur sports instruction.

 

Travel agency

33 Carrying on business as a travel agency or ticket booking agent.