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Classification sub-group 924-03 - Medical and personal services

Industry sector 9 - Optional coverage

Rate risk category 15%

Please refer to relevant exclusion excerpt from The Workers Compensation Act (the Act) under Regulation 169/2008 below.

IncludedSimilar but classified elsewhere
  • Medical services provided by:
    • Physicians (generalists or specialists)
    • Nurses
    • Dentists (including Orthodontists)
    • Denturists (consultation)
    • Chiropractors
    • Occupational therapists
    • Optometrists
    • Opticians (stand-alone)
    • Physiotherapists
    • Psychologists
    • Podiatrists

    Services may be provided in a clinic or office setting, or through home visits.

  • Coverage for medical services that are:
    • provided under a Regional Health Authority, or
    • provided by a firm in the business of supplying medical staff to a medical facility. (E.g. a firm in the business of supplying nurses to a hospital or personal care facility), or
    • provided by a firm with a facility for overnight accommodations,

    is mandatory and are found under 702-02 – Health services

  • Manufacturing dentures, and coverage for manufacturing denturists, is found under 315-17 – Manufacturing dental, medical, jewellery and ceramic products.
  • Coverage for medical laboratories is mandatory and are found under 704-05 – Laboratories.
  • Coverage for medical services provided in a personal care home are mandatory, incidental to the main operation and are found under 702-03 – Specialized homes.
  • The provision of personal services, including:
    • Massage therapy
    • Therapeutic touch therapy
    • Doulas
    • Mid-wives
    • Reiki
    • Reflexology
    • Hypnotherapy
    • Play therapy
    • Naturopaths
  • Coverage for personal services provided through a Regional Health Authority is mandatory, incidental to the main operation and are found under 702-02 – Health services.
  • Coverage for personal services at a fitness facility or gym is mandatory, incidental to the main operation and found under 706-08 – Wellness facilities.
  • Coverage for personal services at a hair salon or esthetics spa are incidental to the main operation and are found under 903-08 – Hair and aesthetic services.

Relevant Exclusion(s): Schedule A, Regulation 169/2008, WCA

Health care services

16(1) Provision of health care services by a physician, nurse, dentist, chiropractor, occupational therapist, optometrist, physiotherapist, podiatrist or psychologist.

(This category does not include

  1. Those health care services provided in conjunction with a manufacturing or retail component; or
  2. Those health care services provided
    1. By a regional health authority or a subsidiary health corporation under the Regional Health Authorities Act;
    2. By a firm that provides medical services at a hospital or home care services to the elderly or infirm, or
    3. In a facility offering medical care and overnight accommodations)

 

16(2) Provision of optician or denturist services.

 

Personal services

23 Provision of personal services …